How to safely avoid wearing out anchors?

It is well known that you should not top rope directly in clip-in anchors as they wear out and thus are dangerous if they not are replaced. At the same time, it is hard to find an easy way how to put up an anchor that unexperienced or kids can remove simple and safe. The picture shows a possible solution for cases with the rope always in the clip-in carabiner. Removing is done by grabbing the quick draw and first take out the red carabiner. Then the quick draw can be removed. It should be pointed out that the best solution is to thread the rope in the anchor ring. As the ring rotate it takes much longer time wear out. Please suggest other possible solutions how to create a simple and safe top rope in a clip-in anchor.